Travel with Complete Peace of Mind

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Privacy Policy

Last updated: January 2024

Information We Collect

We collect information you provide directly to us, such as when you request a quote, purchase insurance, or contact our support team. This includes:

• Personal identification information (name, email, phone number)
• Travel details and preferences
• Payment information (processed securely by third-party providers)
• Communication preferences

How We Use Your Information

We use the information we collect to:

• Provide travel insurance quotes and policies
• Process claims and provide customer support
• Send important policy updates and communications
• Improve our services and user experience
• Comply with legal and regulatory requirements

Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information with trusted partners only to provide our services, such as insurance underwriters and claims processors.

Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

Your Rights

You have the right to access, update, or delete your personal information. Contact us at [email protected] for any privacy-related requests.

Contact Us

If you have questions about this Privacy Policy, please contact us at [email protected] or call our customer service line.

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Terms & Conditions

Last updated: January 2024

Acceptance of Terms

By using Travel Assurance Hub services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

Services Description

Travel Assurance Hub is a licensed insurance broker that helps travelers compare and purchase travel insurance policies from various insurance providers. We do not underwrite insurance policies ourselves.

Quote Accuracy

While we strive to provide accurate quotes, final policy terms and pricing are determined by the insurance underwriter. Quotes are estimates and may vary based on final underwriting.

Policy Terms

Your travel insurance policy is a contract between you and the insurance provider. Policy terms, conditions, and coverage details are governed by the insurance company's policy documents.

Claims Process

We assist with the claims process, but final claim decisions are made by the insurance provider according to their policy terms and conditions.

Limitation of Liability

Travel Assurance Hub's liability is limited to the services we provide as an insurance broker. We are not liable for insurance company decisions or policy coverage limitations.

Modifications

We reserve the right to modify these terms at any time. Changes will be posted on our website with an updated effective date.

Governing Law

These terms are governed by applicable insurance regulations and consumer protection laws.

Contact Information

For questions about these terms, contact us at [email protected] or through our customer service channels.

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Cookie Policy

Last updated: January 2024

What Are Cookies

Cookies are small text files stored on your device when you visit our website. They help us provide you with a better browsing experience and improve our services.

Types of Cookies We Use

Essential Cookies

These cookies are necessary for the website to function properly. They enable basic functions like page navigation, form submission, and access to secure areas.

Analytics Cookies

We use analytics cookies to understand how visitors interact with our website. This helps us improve our services and user experience. These cookies collect information anonymously.

Functional Cookies

These cookies enable enhanced functionality and personalization, such as remembering your preferences and providing customized content.

Third-Party Cookies

We may use third-party services that set cookies on our behalf, such as analytics providers and customer support tools. These third parties have their own privacy policies.

Managing Cookies

You can control cookies through your browser settings. However, disabling certain cookies may affect the functionality of our website.

Cookie Consent

By continuing to use our website, you consent to our use of cookies as described in this policy. You can withdraw consent at any time by adjusting your browser settings.

Updates to This Policy

We may update this Cookie Policy from time to time. Changes will be posted on this page with an updated effective date.

Contact Us

If you have questions about our use of cookies, please contact us at [email protected].